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Option 2 FEMA Reporting

In the aftermath of property damage, navigating FEMA's 50% Rule can be challenging for homeowners eager to rebuild. Treasure Island offers two distinct approaches: Option 1, which involves prolonged procedures and delays, and Option 2, a more efficient pathway that empowers residents to expedite repairs and return home sooner.

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Latest Information

January 25th, 2025

How to Proceed with Option 2

  • Damage Assessment: Collaborate with a licensed contractor to evaluate the extent of property damage and estimate repair costs.

  • Permit Application: Submit the repair cost estimate along with your permit application to the city's building department.

  • City Review: The city will review the submitted documents to ensure the project complies with FEMA's 50% Rule and other relevant regulations.

  • Commence Repairs: Upon permit approval, begin repair work immediately, adhering to all stipulated guidelines and standards.

🔹 Option 2: Empowering Homeowners for Swift Recovery

  • Immediate Permit Issuance: Homeowners and contractors submit project costs with the permit application, allowing the city to promptly assess compliance with FEMA's 50% Rule.

  • Standard Permit Review: The city adheres to its usual permit review process, eliminating the need for upfront on-site inspections required by Option 1.

  • Accelerated Repairs: With permits approved swiftly, residents can commence work immediately, facilitating a quicker return to their homes.

🔹 Option 1: A Lengthy and Cumbersome Process

  • Permit Delays: Requires the city and consultants to perform on-site inspections to assess property damage before determining eligibility under FEMA's 50% Rule, postponing permit issuance.

  • Extended Displacement: The additional steps and evaluations inherent in Option 1 can significantly delay repair timelines, keeping residents out of their homes longer.

How to Get Involved

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